The PCI Approach

PCI is focused on the financial well-being of your business. Whatever the issue, there will be a solution, and PCI will work through various options together with Directors to produce an outcome that best serves all stakeholders. We generally work with small and medium enterprises to generate outcomes that remove financial stress and return the business to a stable trading environment.

50%

Gross Domestic
Product

2.6M SME’s account for 50% of the country’s GDP.

400K+

New Companies

In 2023 there were over 400,000 new businesses created, and over 350,000 exits.

Our Services

Solvency Management

PCI is available to conduct a full analysis of your solvency position with a view to identifying areas of risk and implementing immediate strategies to deal with any identified shortfalls, including financial restructuring where necessary.

Safe Harbour

The rules and requirements regarding Safe Harbour and Insolvent Trading are detailed and complex. PCI helps Directors understand what they can and can’t do while trading in this environment. PCI assists Directors in protecting their personal position while continuing to trade the business and implementing strategies to improve outcomes for all stakeholders, including Employees, Creditors, Lenders, Directors, and Shareholders.

Creditor Advisory

When a business lacks the internal capacity or resources to prepare financial information that may be required by a lender or other interested party, PCI will help bridge the gap to improve the quality and integrity of financial reporting, resulting in better decision-making and improved transparency for external stakeholders.

Financial Restructuring

Sometimes, a profitable business needs a financial reset to be able to continue to trade. A financial restructure can be either informal via new borrowings or fresh capital or often a formal insolvency process is necessary to deal with an excessive debt burden. PCI assists Directors in examining all options and formulating a plan that best fits the Company’s circumstances.

Whats Happening

Latest Insights

Payment Plan - Insolvency trick or treat?

Why is the Working Capital Cycle important?

How to manage Working Capital

Our experts provide insights to owners, management, and lenders which are focused on improving business performance.

Our Insights

Testimonials

I found PCI to be very professional, honest and also very caring in guiding me through a difficult time

Marjery

Owner/Director

PCI were highly professional and very reassuring, they were great to deal with and really helped me get my business back on track

Hana

Owner/Director

The team at PCI were great to deal with and helped me solve a lot of important issues I was struggling with

Peter

Business Advisor